Car Accident Personal Injury

5 Great Reasons to Hire a Personal Injury Lawyer Today


When it comes to your personal injury case, not just any lawyer will do the trick. Due to the intricacies of your case, you need a lawyer who specializes in personal injury. They are trained in negotiation and will ensure that you receive the compensation that you deserve.

Although you can handle your personal injury case by yourself, there are many benefits to hiring a lawyer to advocate for you.

You Will Have a Larger Settlement

With a lawyer, your compensation is higher. You can earn 3x more in your settlement with a lawyer than you would receive without one. They are trained to deal with insurance companies and know the ins and outs of the process. They can make sure that you get the largest settlement offer possible for your injuries.

Your Recovery Comes First

The best thing that you can do for your case is to recover from your injuries. At Utah Legal Team, we want you to focus on getting better while we take care of the rest. It is important that you receive treatment and recover so that your settlement reflects the full extent of your injuries. If you are unsure about where to go for your treatment, we can help you find the best medical help for your injury.

Negotiation Skills

The insurance company does not have your best interest at heart. Their goal is to look out for their own company and save money. They even have attorneys on retainer to help them find ways to save money. Due to the insurance company having their own lawyer, you may need one of your own to even out the odds. Our attorneys have 50 years of experience in negotiation and will fight for you.

Your Lawyer is an Expert in the Field

After an accident, there are specific rules, regulations and procedures to follow. There are damages to be assessed, piles of paperwork, and records to gather. A personal injury lawyer deals with these procedures on a daily basis and has the knowledge to fight for the highest compensation. They understand exactly how much your injuries and damages are worth and will work hard to make sure that the insurance company knows it as well.

You Will Have Options

One of the best reasons to hire a personal injury lawyer is that your lawyer will give you options. You won’t have to take the first offer and if none of the offers are up to par, you have the option of going to litigation. Your attorney will present you with all of the options and advise you on which one to take. With an expert’s advice, you will know that the option you go with is the best one for your case.

There are many great reasons to hire a lawyer, with the list above naming just a few. One of the greatest reasons is that hiring one will give you peace of mind. When you have been injured in an accident and are launched into the overwhelming world of medical bills, recovery and insurance claims, you want to know that everything will work out. A lawyer will give you the assurance that your case is being handled correctly. That assurance allows your life to eventually return to normal as you focus on what truly matters: recovering and moving forward.

When should you hire a Personal Injury Lawyer?

Every case is unique and not all accidents require an attorney’s help. On smaller cases, it is best to look at the facts and use your best judgement. However, if your case involves any of the following, it would be wise to speak with a lawyer:

– The accident produced serious injuries or death

-Your injuries have caused temporary or personal disability

-The Settlement Offer does not cover your losses

-You have missed work due to your injuries

If you have any questions about how legal representation can change your personal injury case, please contact Utah Legal Team at 801-798-9000. Don’t hesitate in contacting a lawyer early on as it can make all the difference in your case. Our Personal injury consultations are free and our lawyers would love to speak with you!

Car Accident Personal Injury

How to Handle Bills While Still Seeking Treatment


After being injured in an accident, it is essential to pay your bills as they arrive. Otherwise the bills will accrue interest and go to collection–costing you even more in the long run. When facing the piles of bills, it can seem daunting to find a way to cover the costs. Especially when you don’t know how to go about it.

While you are waiting for the dust to settle on your case, here are four ways to ensure that your bills are paid on time.

1. Use PIP

PIP, also known as Personal Injury Protection, is an accident compensation that everyone who has auto insurance is entitled to. It is separate from your Bodily Injury Protection. The standard is typically $3,000 per accident, per person in the car. Occasionally you can even stack the PIP of the other driver on top of your own coverage. This coverage can be used to pay bills for the injuries you sustained in your accident.

After the accident, you can give your auto insurance to your provider to pay your bills. You will first provide your auto insurance and then you will provide your health insurance. PIP will be charged until it is exhausted before your health insurance is charged.

Although the standard is typically $3,000 in the state of Utah, it is wise to talk to your insurance agent to find out your Personal Injury Protection coverage.

2. Use your Health Insurance

Once PIP is exhausted, your health insurance can be used to pay for your medical bills. Depending on your insurance plan, you may still receive co-pays and deductibles. In order to ensure that the bill doesn’t go to collections, make sure that you pay the co-pays in a timely manner. Any bill that is paid by your health insurance will be reimbursed with the settlement. Your co-pays can be reimbursed in the settlement as well.

3. Create a Lien with your Provider

If your case is being handled by an attorney while you are seeking treatment, the care provider and the law firm can create a lien. The lien is a form of contract ensuring that payment will be made when the case is settled. When a lien is created, the bills will be paid on credit and then paid off once your settlement check is received. As soon as the documents are signed, the treatment amount will be taken out of your settlement and the bills will be paid before you receive the rest of your settlement.

Hospitals and some provider offices will create a lien with you without your attorney. However, this option is more likely with an attorney, as the attorney signs to guarantee that the bills will be paid.

4. Pay for it yourself

If the other options are exhausted or unavailable to you, you can always cover the bills yourself. The money that you spend on your bills can be reimbursed by your settlement. Essentially, you are borrowing from yourself and will pay yourself back with the settlement check. If you are unable to pay for it yourself out of pocket, many provider offices have payment plans. It is extremely important to get the payment process started to ensure that your bills do not accrue interest.

Bills are stressful at any time, especially when the injuries sustained were cause by someone else. It is good to be aware of your options and take advantage of the resources available to you. Communicate any concerns you have in regards to the roles that PIP, Health Insurance, liens, and personal payments play into your claim with your attorney (or with us).

If you have any questions about legal representation for your personal injury, please contact Utah Legal Team at 801-798-9000. Our attorneys would love to speak with you!

Car Accident Personal Injury

Post-Accident: What To Do If Offered A Settlement?


Many times after a car accident, the insurance company may call you and offer a pay-out. The money is immediate and you may wonder whether or not you should accept it. Should you? Probably not. The insurance company’s first objective is to get rid of you—not take care of you.

More often than not, the first offer of settlement is a low-ball offer. It is a test to see if you know what your damages and injuries are worth. When this happens, here are 3 things that you can do:

1. Contact a lawyer

After an accident, one of the best things that you can do is contact your personal injury attorney. They will be able to handle everything with the insurance company while you focus on your recovery. Your lawyer is trained in negotiations and will be able to help you reach a settlement that accurately represents the cost of the damages from your accident. The insurance company has their own trained lawyer and sometimes you need the expertise of someone who can go toe-to-toe with them. At Utah Legal Team, for example, our lawyers have been practicing for over 16 years of Personal Injury experience and are experts at negotiating.

2. Take your time

You have probably heard the phrase: “If it seems too good to be true, it most likely is.” In personal injury cases, if the insurance company contacts you quickly and are offering you money right away, your injuries are worth more. They are offering a ‘Band-Aid’ solution to your situation when you probably need stiches to resolve it. Exercise caution when insurance companies approach you and don’t be afraid to take time before arriving at a conclusive decision. It is wise to tell them that you would like to finish treatment before reaching a settlement offer so that you can see the extent of your injuries.

3. Research and use your best judgement

Not every case requires an attorney. Smaller accidents often don’t, as your Personal Injury Protection (PIP) has to be exhausted before the insurance company offers additional money. In these situations, it is best to use PIP and look at the facts. You can do research on the cost of repairs and speak with your provider about your treatment to ensure that you understand the situation fully. Then, you can use your best judgement about whether or not to accept the offer.

The best thing you can do when offered a settlement offer is look at the facts. Ask questions and if you aren’t certain of the answers, get help! Utah Legal Team is always prepared to help. Give us a call at 801-798-9000 to discuss your case.

Car Accident Personal Injury

5 Things to NEVER Say After an Auto Accident


After an accident, it is difficult to know what to do, let alone process what has just happened–especially if you have been injured. Questions will be asked and due to the stress, fear, and shock, it may be difficult to find the right words. While you want to be as helpful as you can, it is essential to know what to say and what NOT to say after the accident.

Since the outcome of a case can be determined by who is at fault and who is not, it is important to recognize that statements made at the scene of the accident can assign your role: victim or perpetrator. To insurance companies, your injuries matter less than making you go away. If you are assigned as liable for the accident, you will not receive compensation.

A good rule of thumb after an accident occurs is to say as little as possible. Be sure to trade insurance information, check on the safety of the other driver and passengers, and comply with police when they arrive. However, before providing additional information to the other party involved, consult with a lawyer.

When dealing with the aftermath of a car accident, avoid the phrases below, as they can hurt your claim and hinder your right to compensation for your injuries, even if the accident was not your fault.

‘It’s my fault!’

In situations such as this, you may feel pressure to accept ownership. In fact, one of the most common mistakes in car accidents is unintentionally giving an admission to fault. Even if you think that the accident is your fault, you should avoid admitting that at the accident, as it can be detrimental to your case and will impact any compensation that you can receive.

‘I’m Sorry!’

This phrase may be the most difficult to keep down, as it naturally slips out. Any apology said at the scene of the accident can be taken as an admission to fault. Even an apology to someone not directly involved, like apologizing about the traffic created by the accident, can be an admission to fault. The best thing you can do for your claim, is to avoid saying sorry at all.

‘I’m okay.’

Often after a crash, if you are not bleeding or have not sustained obvious injuries, you may be tempted to let everyone on the scene know that you are perfectly fine. However, you may not notice your injuries right away due to shock and adrenaline, which can mask pain and aches. Avoid giving statements about your well-being, as injuries can take time to reveal themselves. While it is okay to insist that you do not need urgent care, it is best to avoid blanket statements about being ‘fine’ or ‘okay’ as those statements can be used against you later if a legal situation develops.

‘I accept…’

After an accident, you may receive an offer from the opposite party to settle the situation and may even be offered compensation on the spot. Although it may be tempting to get everything taken care of immediately, you should not The injuries and damages may take time reveal themselves and quite often, the initial offer, does not cover even half the damages. By accepting the offer, you will not be able to receive compensation to cover the full extent of your injuries at a later time. It is best to seek treatment and refrain from settling until you know the full extent of the injuries, treatment, and damages.

‘I think that…’

Do not speculate or provide inaccurate information, as later when the information is proved false, it can be used to portray you at fault for the accident. If you are asked about the cause of the crash and do not know the answer, do not speculate or provide a statement without concrete evidence, as it will be used against you.

Avoiding these five phrases will help your case later on. Keep in mind that even after avoiding these phrases, it is a good idea to consult with an attorney after your accident. They will let you know what your next steps are and will even take over so that you can focus on your recovery.

If you have any questions about legal representation for your personal injury, please contact Utah Legal Team at 801-798-9000. Our attorneys would love to speak with you!